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If you sell in public you need PLI, if someone trips up on your table leg and breaks a few teeth, you could be liable. I am surprised it's the first time you have been asked for it if you normally sell at Fairs etc.
Peter
Peter
There are quite a few discussions regarding insurance on the Forum Glen. Have a look at this thread - there are a number of links to insurers in it
rayf6604
Registered
Ive used the one mentioned by scouseroy. Here's the link Public & Product Liability and Employers Liability Insurance for Market Traders all over the UK
wm460
Grand Master
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Way things are now days I would be game to have a stall with out PLI.
rayf6604
Registered
It's one of those insurances that you hope you'll never have to use, and in all probability you never will and you could go for years paying the premium and never use it. However, there's no accounting for other people's stupidity. The one time someone stabs themselves in the eye with one of your pens and thinks you're to blame because you didn't tell them not to. I mean, an example of stupidity catered for by the BBC, they put out a warning on live shows that involve the viewing public calling in to the show, not to call if they're watching the show on a catchup service. I mean how thick would you have to be to think you could still call after the programme has finishedWay things are now days I would be game to have a stall with out PLI.
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wm460
Grand Master
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I mean, an example of stupidity catered for by the BBC, they put out a warning on live shows that involve the viewing public calling in to the show, not to call if they're watching the show on a catchup service. I mean how thick would you have to be to think you could still call after the programme has finished
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The mind boggles
Just imagine the world in 50 years time.
Allot of organisers won't allow you to have a table unless you have. PLI now. They will want to see a copy of the certificate.
I would probably still watching catch up to from 50 years ago..
The mind boggles
Just imagine the world in 50 years time.
I would probably still watching catch up to from 50 years ago..
Penpal
Grand Master
One of the benefits of Wood Guild here in Canberra is the blanket coverage when selling. Separate insurance can be bought from the Clubs insurer for good rates. Bit like not insuring, car, house etc always a day of reckoning.
Peter.
Peter.
Ask the hall they may have one in place, where I go they have one and allegedly it covers me
They asked me if I had it
Glen
What annoys me most is being asked for insurance and being told that you will not get a stall unless you have it then when you talk to other stall holders they have not got it so how do they get in. The mind boggles.